Hi, welcome to craftt.
A global team of asset-backed finance veterans and technology builders, united by a belief that the infrastructure powering consumer lending is overdue for a rebuild.
A global team of asset-backed finance veterans and technology builders, united by a belief that the infrastructure powering consumer lending is overdue for a rebuild.
The traditional asset-backed finance market has been plagued by inefficiencies that constrain liquidity and access. The infrastructure that connects capital to consumer lenders who originate assets remains slow, fragmented, and accessible to only a handful of established institutions.
Fintech lenders building the next generation of consumer credit in BNPL, Earned Wage Access, instalment lending, and beyond, often face the same structural friction: costly capital, complex warehouse facilities, and funding partners ill-suited to the speed at which they operate.
On the other side, institutional and individual investors looking to access this asset class have no efficient, structured entry point to risk-adjusted high yields.
These systems fail the modern workforce and create a massive opportunity for innovation.
At the centre of everything Craftt is building is the Craftt Tokenized Lending Pool. It is a structured, overcollateralized ABF vehicle backed by consumer loan receivables from carefully selected fintech originators. And we aim to grow this into an open exchange.
Craftt acts as curator and asset manager of the pool, maintaining origination quality and investor protections. For fintech lenders, it's the capital source that powers faster, cheaper, more flexible credit facilities.
For Investors: Access the lending pool on the Craftt Tokenized ABF platform representing consumer loan receivables originated by vetted fintech lenders. Institutional-grade ABF, with the efficiency of a tokenized structure.
For Individuals: The Craftt Pass app puts yield-bearing savings and global payments in your pocket. Earn 3% interest on your savings and move money in USD, EUR, or stablecoins in minutes, not days.
For Fintechs & Lenders: Craftt structures direct credit facilities i.e. warehouse lines and forward flow arrangements, backed by capital from the Craftt Tokenized Lending Pool.
By orchestrating the ecosystem and lifecycle of consumer credit, Craftt unlocks billions in liquidity and democratizes access to risk-adjusted high yields. We're building consumer credit infrastructure as mobile as the people who use it, with the goal of making the entire system faster, more efficient, and accessible to a new generation of lenders and investors.